Check for Personal Injuries & Car Damages
Immediately after a car crash, safety is the first priority. Here’s what you should do:
- Check yourself and passengers for injuries: If you or anyone else is seriously injured, call 911 for medical assistance right away.
- Move to a safe area: If possible and safe to do so, move your vehicle to the side of the road to prevent further accidents.
- Assess the vehicle damage: If you are not seriously injured, inspect your vehicle for visible damage. This can help determine whether it’s drivable or if towing is necessary.
Notifying Authorities & Insurance
To ensure proper documentation and claims processing, follow these steps:
- Call the police: Whether it’s a minor fender-bender or a major crash, it’s important to file a police report. The report is critical for insurance claims and any potential legal actions.
- Gather information: Obtain contact information from other drivers involved, as well as their driver’s license and insurance details. If there are witnesses, collect their contact information too.
- Take photos and notes: Photograph vehicle damage, road conditions, and any visible injuries. Note the time, location, and circumstances of the accident.
- Notify your insurance company: Report the crash to your insurance provider as soon as possible and provide the collected information.
What Happens if the Other Individual Has No Insurance?
If the other driver claims they do not have insurance or refuses to provide proof, consider the following scenarios:
- Uninsured motorist coverage: If you have this coverage as part of your insurance policy, it can help cover damages caused by an uninsured driver.
- Filing a police report: Document the lack of insurance in the police report. This will be crucial for any legal claims or insurance settlements.
- Legal recourse: You may need to pursue a lawsuit to recover damages if the other driver is uninsured and you have no additional coverage.
How to Determine Who is At Fault for the Car Crash
Fault in a car crash is typically determined by examining evidence such as:
- Police reports: These are crucial in assigning fault as officers provide an objective assessment of the crash.
- Witness statements: Accounts from witnesses can support your claim or help establish fault.
- Traffic laws: If a driver violates a traffic law, they are generally found to be at fault. Some state-specific laws may impact the determination of fault, particularly in Virginia, Maryland, and DC, which use contributory negligence rules, meaning any negligence on your part could limit or prevent recovery of damages.
Is it Worth Getting an Attorney for a Car Crash?
Hiring an attorney for a car crash can significantly improve your chances of receiving fair compensation. Here are the steps and benefits of engaging a lawyer:
- Initial consultation: An attorney can review your case, assess damages, and provide guidance on how to proceed.
- Handling insurance negotiations: An experienced lawyer can handle complex negotiations with insurance companies to ensure you receive a fair settlement.
- Legal representation: If negotiations fail, a lawyer can represent you in court, protecting your rights and maximizing your compensation.
Need Legal Assistance?
If you have been involved in a car crash in the DC, VA, or MD area, don’t navigate the legal process alone. At Koonz McKenney Johnson & DePaolis LLP, our skilled car accident attorneys can help you pursue the compensation you deserve. Contact us today for a free consultation.
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